Zestmoney EMI if you do not have both credit card and debit card, however, any product from any shopping site. Using Zestmoney On EMI Means How To Buy On EMI Or No Cost EMI What Is Zestmoney How Zestmoney Works How Much Product Can You Buy From Zestmoney And How To Buy It On EMI Or No Cost EMI Zestmoney What documents do you need in order to use Zestmoney and what terms and conditions do you follow to qualify to use Zestmoney?
Zestmoney EMI | Account create, Use, How to be Eligibile, Increase Credit Limit – Everything If you buy any product using Zestmoney then how much money you have to pay while buying the product i.e. how much down payment here is how many months you get to pay EMI and what percentage interest has to be paid here after buying the product What additional payments will you have to make i.e.
how can you complete the payment of Zestmoney if you are already using Zestmoney?
So the credit limit that you have, how can you increase that credit limit and most importantly, many people say that when they apply in Zestmoney their application is getting rejected. Credit limit is also not getting then why it is happening and how do people apply again so that they can get 100% confirmed credit limit here.
What is Zestmoney?
Some people who are using Zestmoney say that the payers of Amy Zestmoney are not being informed to CIBIL immediately due to which their CIBIL score is getting worse so what to do people Also, almost everything related to Zestmoney If we will know something in this article, then let us know that Zestmoney is a financial website that gives you a credit limit based on your documents.
What credit limit do you have? Credit limit is also called consumer durable loan The amount of credit limit you get for the product or service up to that amount Any online shopping site, travel agencies, learning websites online automobile service websites online healthcare websites online insurance service from such website One can buy any products and services on EMI or No Cost EMI.
And you can pay for it using Zestmoney here it happens whatever products or services you buy you pay using Zestmoney and the amount Zestmoney pays over there you get the same amount in EMI or No Cost EMI Zestmoney has to be paid and that way, you can.
Apply in Zestmoney?
Buy any product from any website on EMI or No Cost EMI then it is Zestmoney Now it comes to being eligible in Zestmoney what documents you should have and what terms and conditions have to be followed First of all here friends ask you the minimum 18 years onwards and maximum 65 years you must be an
Indian resident you must have your aadhar card and pan card as well as you must have a bank account whose netbanking is active if netbanking is not active then here you will get bank account details have to give.
5th and most important you should have source of income at least up to 15000 if there is no source of income.
How can you qualify in Zestmoney?
So how can you qualify in Zestmoney?
We will know more in this article also your CIBIL score is as good as you will get a high credit limit here It is not that if your CIBIL score is bad then you will not get credit limit it is completely clear on the website so it is
By following some condition you can be eligible to use Zestmoney so now comes how we will use Zestmoney To use Zestmoney first you have to sing up in Zestmoney for which you have to go to playstore first And Zestmoney application has to be installed otherwise you can also.
Sing Up With Zestmoney.com So If You Face Any Kind Of Trouble In Installing The Application Then There Is A Download Link Of Zestmoney In The Description Of This Article By Click On Which You Can Install
The Zestmoney App Install After doing that you have to open it. Something written about Zestmoney will appear on it if you want to read it then read otherwise you get a skip option in the right upper corner you can click and skip it.
After skipping, a column will open in front of you in which you have to fill your mobile number and then on clicking login click on the button below login then ask you some permissions then it will redirect you to your default web browser Friends,
Zestmoney’s app does not process sing up so they redirect you to web browser, you will see the same column in which you have to fill your mobile number, after filling click on get OTP, then on your mobile number An OTP will come from which you will have to fill the column, enter the OTP and then click on Verify when you will click on Verify.
So you will be redirected to a new page where you will see “Continue with Gmail” button and at the bottom there will be an option for “use other Email” if you want to use Email other than Gmail you can fill it by clicking on it.
can. And see below there is an option “Receive Updates on WhatsApp” and below that there is a box if you want all the updates of Zestmoney on your WhatsApp then you have to check that box otherwise you just leave it as it is and continue with Gmail. Click on Keep You click on Continue with gmail.
Then a new page will be sent again in which whatever gmail is sing in your smartphone will appear there all the time and at the bottom it will also have the option of other gmail if you want gmail use and sing in phone not sing in so you can fill that gmail by clicking on other gmail otherwise, gmail is sing in if you want to use it usually you tab it as soon as you tab a new page will open.
Again a page will open in front of you in which there will be 3 columns, in the first column you will have to fill your full name, in the second column you will have to fill the date of birth and in the third column you will have to select the gender and then click on continue then 4 columns in front of you In which you have to fill your current address.
After filling the address, you have to continue again, then here 2 columns will open again in which pan card number will have to be filled in the first column and aadhar card number will have to be filled in the second column and finally you will have to click on submit.
As soon as you click on submit then a new page will open here in which you have to fill the profession details which will have 4 columns in the first column you have to select whether you are salaried person, self employed or salaried student?
Choose who you are, in the second column you have to fill your monthly income in the third column,
you have to choose whether you live alone, with friends or with family and in the fourth column you have to select the monthly expenses, there will be some slots in this Which you have to choose,
how much money you spend in a month, after selecting how much you spend in the month, there is a button for Save and Continue at the bottom, something will be written on it and on the left there will be a small box, you will get that box.
to stay on And click on save and continue, from next page the process of uploading account statement will start but if you will not eligible in Zestmoney then here you will be sorry and give some reasons below race why you are not eligible in Zestmoney then if You are not eligible in Zestmoney then you wait we have also mentioned in the article if you are not eligible in Zestmoney.
how to apply?
So how to apply again so that you also 100% confirm, got credit limit in Zestmoney and you could use Zestmoney then people who are eligible in Zestmoney will see here many names of banks in which you have your own bank
That is, select the bank account that you want to use here then there will be an option in the next page choose the way to verify your statement which will have 2 options first net banking and print the second hard copy of the statement or scan the statement You can download and upload.
So in both the option if you select netbanking then your process will be faster and you get credit limit in Zestmoney now same if you select option with statement upload then it may take up to 7 days credit limit in Zestmoney Received or it may take 7 days to verify so I choose NetBanking.
Here 2 columns will open in front of you as soon as you select in which you have to fill login id and password and then click on next then your account will be analyzed and then a button will appear “Proceed” you have to click on proceed again On the page that opens, you will have to upload the photo of address proof and ID proof, under address proof, you will see the option of “Select document to upload”.
After clicking on it, you have to click on it then there will be many address proof options which you can upload to anyone but if you want to use only aadhar and pan card in Zestmoney then you see that the third option Select “Aadhaar back” from it and take a photo of the address on the back side of Aadhar and upload it here,
in the same way you can upload PAN card in ID proof, after uploading both, you should again next have to click on. Then here the bank account confirmation page will open in which in the first column you have to select the bank, in the second column you have to select the account type.
In the third column the name of the account holder has to be entered correctly. If you fill everything here at the bottom, there will be an option of “Is your aadhar card linked with bank account” with an option of yes and no if your bank account aadhar If linked to, then select “Yes” if the link is not there then after selecting, you have to click on the confirm button.
Then here is a small processing and in the end you will be told that how much credit limit you have got in Zestmoney friends, you will be able to see how much credit limit of Zestmoney has been given in this account, how much credit limit you have got in Zestmoney you comment If you tell by commenting in the box,
here you get the credit limit of the amount, you can buy products or services up to that amount from any website, either on EMI or no cost EMI, so here you can get the credit limit of Zestmoney. Kindly but you can’t use it right now you have to activate this credit limit of Zestmoney.
Therefore, how to activate Zestmoney credit limit There is a button on “Activate credit limit” below the credit limit to activate the credit limit. Click on it As soon as you click on it, you will be redirected to a new page where you will see 2 options First, Upload NACH Mandate Second,
Upload Signature Download NACH will be written below the upload NACH Mandate You have to click that But a PDF will be downloaded in your smartphone, you will have to open that PDF, when you open it, there will be a page containing the form, a form will be a form sample and your data will be filled in a form, you will have to print it.
Then we have to see a sample signature in the sample form and the signature is surrounded by red color, so where it is singed in the sample form, in the same way, you have to sing yourself in your form, this signature should be the same as you would in regular banks. We do.
After signing, after deleting the sample form, take a photo of it and the photo you have taken of the form is below “upload NACH mandate” which is the button of upload click to upload complete button below which is uploaded You have to click on it, then you will be redirected back to the credit limit page, that is, it will be sent to the home page of Zestmoney, there it will be written at the top.
Your auto repayment mandate is subject to review This may take up to 24 hours to be reviewed ma . The time taken for ximum Review is 24 hrs. Can be reviewed immediately or it may take up to a maximum of 24 hrs after that your credit limit will be activated. After the credit limit is activated, the credit limit is also the amount of the product or service up to that amount.
Go to the website You can buy them on EMI or no cost EMI so how will you buy Here are 2 ways to buy The first way is any product or service you want to buy and the website you want to buy you have to go to that website Or if he has an application.
So open it, select a product and checkout there and come to the payment gateway. Come to EMI option If “EMI on Zestmoney” is written below EMI option then you have to select EMI option then you will get Zestmoney EMI option at the top of no cost EMI section, you have to click on it.
The way you buy the product with a credit card, n everything comes to choose You can buy them on EMI which can be maximum.
12 Months to 24 Months Option One more thing if you buy a product for this month then how much amount you have to pay/month like if you buy a product on EMI for 3 months or 6 months even if its There is no cost and even if there is normal EMI, it will be calculated as the amount you have to pay per month.
Third thing is also mentioned here that for how many months you will be buying this product. You will get no price if you buy the product for how many months
How to buy and buy a product on no cost EMI?
So how will you know if you will not get no cost EMI. Here you will see the option of UPPER 3 months 6 months, in which no cost EMI is available, you will not be showing interest in front of it but in which you are not getting no cost EMI,
in this you will be showing interest in front of that option o With this you will know how many months you will get no cost EMI on buying this product and in how many months you will get no cost EMI.
Now you should know that how to buy product at no cost EMI and how to buy product on EMI Here you have to choose for how many months you want to buy that product and all the information you have to see here is to re-issue you after selecting Then an OTP will be sent to your mobile number which you will have to fill.
In this column OTP which you are currently viewing on SCREEN After filling the OTP, you have to click on submit Your order will be placed and then like normal product delivered your product will also be delivered to you Reach, you can use it then this is the first way to buy product on no cost EMI people face problem in this firstly they don’t have EMI option on zest money under EMI and secondly when they go to EMI,
If they do not get Zestmoney EMI, friends, register your mobile number in Zestmoney and in this shopping site from where you want to buy the product, here the mobile number is registered, if both are there then you will get the option of Zestmoney EMI from below.
If both the numbers are not even then you don’t get this option you have to buy the product using second option. So what is another way to buy the product in other ways that, first of all, you have to decide which website you want to buy the product from? Then whatever is the price of that product, you can make a gift voucher for that amount by going to Zestmoney and then using that you can buy that product.
So here you will buy now, for this first you have to go to the shopping website from where you want to buy the product then select the product and you have to remember its exact price then you have to come to Zestmoney if you have not yet purchased from Zestmoney If you have created a new account then below the credit limit you can see a shop Now button is not visible there and you are in Zestmoney application then come down you will see 5 options.
In which the button of Shop Now will be in the middle, if you click on either of the two, then whatever popular shopping / service websites are from where people buy more products or services, that website will show you the website from which you want to buy the product. You will have to tab on the website, then you will be sent to a new page, here you will see a column in which you will have to file an amount that you want to make a voucher.
What is the price of the product? That’s your product What is the price of the product you want to buy? You have to fill the value amount here and click on select EMI plan given below then you will be redirected to a new page where EMI period will appear friends here you will be able to see that you are being given only 4 months or 6 months back here 12 or even 24 months are available for EMI but now due to some changes, less time is given for EMI in Zestmoney.
Which can be improved later, then here you will see the EMI Tenure for how many months you can buy this product on EMI but here you will know- for how many months you are getting the product at no cost EMI? And for how many months the product is getting normal EMI you will see in some of the above options that there is a small band of offer in the right upper corner then the option in which it is linked.
That is, if you select that option then you will get the product at no cost EMI. Here are some changes on the other thing as well. If you have used Zestmoney before, then you will know that Zestmoney has earlier Processing charges and down. Payment did not have to be paid, but now you will be able to see under every EMI period, both down payment and processing fee should be written, then you will have to pay these downpayments now.
Only then you will get a gift voucher from Zestmoney and only then you will be able to buy any product, secondly friends, this is both down payment and processing fee, it does not appear in a fixed amount, it depends on how high the price of your product will be. The processing fee and down payment will be high so you also need to keep in mind that the month you want to buy this product on EMI y.
You select from the options and then you proceed then you will be redirected to the payment gateway where you have to pay the down payment then after sometime, a message will be sent to your mobile number containing both gift voucher number and pin number.
You have to go to the website from where you want to buy the product and normally you do a checkout and buy now. There is an option of gift card or gift card in every shopping website, whether it is flipkart, amazon, myntra, or any other shopping website, you get the option of gift voucher.
On almost all shopping websites, you have to click on Gift voucher as soon as possible, you click on it, then 2 columns will open, in the first column you will have to fill the gift voucher number and in the second column you will have to fill the pin number, after filling you will have the apply button below. You have to click on apply then you have Y . Our order to continue will be placed in this way, you can use any other method from any website.
The way in which anyone can buy any product or service from any website so what is the difference here what is the difference in the ways of buying a product from Zestmony What way should we buy the product using friends according to me The first way to buy Zestmoney is the best. Here you will see that in another way you have to pay more down payment. Also, here you have to pay the processing fee.
second thing when you calculate then if you buy same product in first and second way then in first way, you have to pay less amount sometimes you will try to calculate then these are some difference guys which you You can also buy the product using the method you prefer.
What extra payment do we have to pay?
Now it comes to what extra payment do we have to pay after purchasing a product at Zestmoney? Guys, you have already seen an additional charge “Processing fee” rest and which extra to pay whose list you will find in the top comment of the comment section of this article, from there you can know about all the additional charges Zestmoney how much late payment or other additional charges you will have to pay if you lie to pay.
Now comes the thing that many people say that when they apply for credit limit in Zestmoney their application is rejected they do not even get the credit limit of Re 1 in Zestmoney so why is this happening for this There are 2 areas first source of income If you enter wrong source of income statement or if your source of income is very less then here you do not get credit limit Second is CIBIL score.
Which is mentioned on Zestmoney website that CIBIL score is not required but mostly it is seen that those who have bad CIBIL score don’t get credit limit here so people who don’t have source of income have bad CIBIL score How to apply so that they can get a good credit limit Friends who do not have source of income can search here on internet I found they can do so whenever they need to apply 3-4 months in advance.
That the bank account used while creating the Zestmoney account keep remitting 15000 or more amount from one account to that bank account on regular 3-4 months same date the more amount you transact here you can get a higher credit limit. The way any person usually spends after a transaction,
you have to spend that money gradually if you do this for 3-4 months.
And after that, you apply for Zestmoney then there are high chances of getting approved from you because as per sources the income with Zestmoney does not come from your home or neighborhood.
Based on the bank statement you upload to Zestmoney while sing up, they fund how much of your income source can be. So the first way is that it is for those people who do not have source of income. What can other people who do not even have a source of income and who have a bad CIBIL score.
What Happens in Zestmony?
Well people can What happens in Zestmony that people want to sign in and make a purchase Who has this Zestmoney account on? It can’t change anything so if you are not eligible for Zestmoney then you can, you can create Zestmoney account in your father’s name you can create it in father’s name or if your mother is a salaried person So you can also create a Zestmoney account in his name.
Because they will also have a source of income and also have a good CIBIL score so if you make it in mother’s name you can get a credit limit of Rs.xyz and then you can make purchases using Zestmoney so it goes both ways. She has friends through which you can follow you can get a good credit limit even if you are not eligible Now some people say that when she pays the EMI, it is not updated in CIBIL, Due to which they are getting their CIBIL score.
So what can people do? How do you rate?
Friends, if this is happening to you too, then what do you do first of all contact Zestmoney’s customer care, here friends are given article numbers and emails through which you can contact Zestmoney’s customer service, tell them your problem,
They will definitely solve your problem if you don’t get solution from there what you can do then go to Zestmoney application on playstore there you get option of rating and feedback so how do you rate its service based on this Are?
And tell me your problem in the feedback,
what is happening to me along with you enter some such contact details mobile number, email address, user id so that they can know your Zestmoney account and also you tell your problem in detail then Zestmoney people Will contact you immediately and try to solve your problem even if you don’t get solution.
You comment in the comment box of this article, your problem will be solved immediately then it is Zestmoney if you like this article then you can like this article and if you find anything in this article then follow this article Comment in the comment box so that we can improve our upcoming article